Capital AI

Capital AI

Fraud Detection Console

Federated fraud signal running across 2 issuers.

Layer 1 pipeline gates are healthy — Layer 2 model performance is statistically valid for this reporting window.

Layer 1 Gates

Scoring coverage98.4% / 98%
Outcome join rate82.1% / 80%

Scored 24h

1,284,597

Auth events · live

Fraud detected

4,217

+11.4%vs. baseline

False positives

612

-6.2%vs. baseline

Latency p95

147ms

Target <200ms

TLID integrity

99.7%

Broken chains caught

TPR violations

38

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Transaction throughputLive

Scored vs. fraud-flagged · streaming, last tick 20:09:07

Scored Fraud

Fraud catch rate vs. baseline

12-week pilot trend

Inference latency distribution

p95 budget: 200ms

Federated nodes

FedAvg aggregation · weights only, no raw data transits

Round 142

First Meridian Bank

us-east-1 · 142 rounds

Coverage

98.7%

healthy

Coastline Credit Union

us-west-2 · 138 rounds

Coverage

97.9%

healthy

Recent scored transactions

Live stream from local agents

Txn IDMerchantAmountRiskDecisionLatencyWhen
txn_814acb
Northgate HotelsCP
$282.45
76
review177ms1m ago
txn_814a42
Cinema 47CP
$294.78
15
approved80ms3m ago
txn_8149b9
OakRoot GrocersCP
$485.92
83
declined134ms5m ago
txn_814930
Pixel ThreadsCNP
$552.80
82
declined132ms6m ago
txn_8148a7
Northgate HotelsCNP
$782.75
11
approved164ms10m ago
txn_81481e
Helix AutoCP
$446.84
77
review128ms11m ago
txn_814795
Helix AutoCNP
$713.25
64
review171ms12m ago
txn_81470c
Volta ChargingCP
$455.38
2
approved76ms15m ago
txn_814683
BlueOx CoffeeCNP
$695.92
75
review135ms17m ago
txn_8145fa
Stripe.dev Co.CNP
$117.43
61
review97ms18m ago
txn_814571
OakRoot GrocersCNP
$406.02
82
declined164ms20m ago
txn_8144e8
Volta ChargingCP
$675.55
32
approved135ms22m ago
txn_81445f
Helix AutoCNP
$164.46
4
approved117ms25m ago
txn_8143d6
Cinema 47CNP
$212.68
83
declined152ms26m ago

TPR rules validator

Mastercard transaction processing rules

7 rules

TPR-1.2

Auth response code mapping

high
4,127 / 0 fail

TPR-2.1

CVV2 result code propagation

high
4,109 / 18 fail

TPR-2.4

AVS result populated (CNP)

medium
4,081 / 46 fail

TPR-3.1

Reversal TLID linkage

critical
4,124 / 3 fail

TPR-4.2

Merchant category alignment

low
4,127 / 0 fail

TPR-5.1

3DS authentication indicator

medium
4,116 / 11 fail

TPR-6.3

Token requestor ID present

high
4,123 / 4 fail